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A framework that flexes to fit you—clear steps, tailored to your priorities.
A quick conversation to understand your goals and confirm fit.
A collaborative discussion to surface key opportunities and outline your best-fit path.
Guided working sessions designed to focus deeply on your priorities while fitting them into the bigger picture.
Continue with planning and strategy, investment management, and tax preparation—all integrated in one advisory relationship.
Validate priorities, gather essentials, and address straightforward improvements.
Focused meetings on the areas that matter most to you; we handle most coordination between meetings.
Brings the work together into a coordinated view so your financial system is organized and connected—not just outlined on paper.
Each household begins by choosing a track—Essentials, Core, or Advanced. From there, we flex the depth in each phase to match your needs and opportunities.
Often chosen by pre-retirees and households with simpler needs.
Other phases addressed as needed.
Standard track for most households seeking clarity and coordination.
Often chosen by business owners & complex households.
Not sure which track fits? See Fees
Once you’ve chosen your track, we flex the emphasis inside it—so your top priorities get deeper focus without losing the full picture.
Inside your track, we can place more emphasis on tax timing and cash flow while still coordinating investments and estate basics.
Then we'd focus more deeply on estate coordination and protection, while keeping tax and cash flow strategies aligned.
The Keystone Method™ brings everything under one view; which allows us to go deep where it matters most.
Yes. Many clients start with a single priority like tax strategy, retirement income, or estate guidance. Through the Keystone Method™, we focus deeply on that area while making sure the advice fits your full picture. That way the solution you came for works even better, because it's aligned with everything else.
No. Many clients choose to have us manage investments, but it isn't required. Our Ongoing Advisory Relationship has minimum annual fees ($5k Essentials/Core, $8k Advanced). If managed assets don't meet those levels, a supplemental planning fee applies. Either way, you'll know exactly how fees work before deciding.
es. Many clients first reach out because of one top priority—like taxes, investments, or retirement income. The Keystone Method™ is designed to consider the full picture, so even if one area is your focus, we address it in the right context and can adjust depth over time as your needs evolve.
Serving Johnson City and the greater Appalachian Highlands with tax-smart, personalized financial planning.
No spam — just helpful guidance on planning, tax, and strategy.
Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer member
FINRA/SIPC. Advisory services through Cambridge Investment Research Advisors, Inc., a Registered. Investment Adviser. Cambridge and Talley Wealth are not affiliated.
Cambridge
form CRS. Cambridge does not offer tax or legal advise.
Financial Professionals may only conduct business with residents of the states or jurisdictions in which they are properly registered, licensed or exempt from registration and not all of the securities, products and services mentioned are available in every state or jurisdiction.
Testimonials are based upon an individual client experience and may not be representative of the experience of other customers and should not be considered a guarantee or indication of future performance or success.