Keystone Foundation
$4,000 flat fee
For households looking to organize their financial life, gain clarity on savings and investment direction, or evaluate retirement income strategies.
Why Every Client Begins With the Keystone Method™
Good advice only works in context. Every financial decision—tax moves, investments, business structure, retirement income—touches everything else.
That’s why every relationship begins with the Keystone Method™: a defined, six-month engagement that connects every part of your financial life so the advice we give fits the full picture. Once the foundation is built, ongoing advisory keeps it working.
Keystone Method™ Engagement Fees
Every client begins with the Keystone Method™ — a defined engagement where we align priorities and bring your financial life into one coordinated system.
Keystone Comprehensive
$6,000 flat fee
For families and professionals managing multiple priorities—investments, taxes, estate planning, and protection—and wanting it all coordinated through one framework.
Keystone Integrated
$12,000 flat fee
For entrepreneurs and complex households with multiple business entities, trusts, or advanced tax planning needs that require close collaboration among advisors.
Ongoing Advisory Relationship
After completing the Keystone Method™, you can continue with ongoing advisory—keeping your planning, investments, and taxes coordinated as life evolves.
Our ongoing advisory fees combine:
- An investment advisory fee—starting at 1% on the first $1M, declining above that, and
- A $5,000 minimum annual fee, so clients below roughly $500K in investment assets can pay directly until they reach that level.
Most clients meet twice a year, with additional meetings as needed when complexity or life changes require it.
Tax preparation
through Talley Tax keeps your strategy, investments, and returns fully aligned
What's coordinated long-term:
Strategy (planning & prioritization)
Investments (management & monitoring)
Tax Preparation (if using Talley Tax)
Transparency Note: We operate on a flat-fee, tier-based structure. Compensation for investment management may also include commissions for insurance or investment products. All costs are disclosed before any decisions are made.
Ready to see where you'd fit?
Schedule a short Explore Call to learn which engagement best matches your goals.
Updated July 2025 • Written by David Talley, CFP®, EA
