Your Kingsport Financial Advisor
Why Work With a Local Financial Advisor?
Kingsport's economy revolves around Eastman Chemical and a strong manufacturing base. If you're an Eastman employee navigating stock options, deferred compensation, or retirement from a Fortune 500 company, you need an advisor who understands those benefits inside and out. Talley Wealth works with Kingsport families and professionals who want proactive planning — not a once-a-year check-in.
What We Help Kingsport Clients With
- Eastman stock option and deferred comp planning
- Retirement planning for manufacturing professionals
- Tax-efficient investment strategies for high earners
- Business planning for Kingsport entrepreneurs
- Estate and legacy planning for Kingsport families
- IRS resolution and back tax assistance
An Eastman Engineer Approaching Retirement at 58
The Situation
A long-tenured Eastman Chemical engineer at age 58 holds unvested stock options, a deferred compensation balance, and needs to decide between the pension lump sum and annuity option. Their spouse works part-time and they want to retire by 62 — but they're unsure whether their savings can sustain their lifestyle for 30+ years.
How We Might Approach This
We might begin by projecting their retirement income from all sources — pension, deferred comp, Social Security, and investment accounts — to see if their target retirement date is feasible. Then we'd model the tax impact of exercising stock options in stages rather than all at once, compare the pension lump sum vs. annuity under different longevity scenarios, and build a Roth conversion strategy for the low-income years between retirement and age 72.
This is a hypothetical example for illustrative purposes only. Individual results vary. Talley Wealth Management does not guarantee any specific outcomes.
What Sets Us Apart in Kingsport
Fiduciary & Independent
We're legally required to act in your best interest, and we're not captive to any bank or insurance company.
Locally Rooted
We know Sullivan County, the local employers like Eastman Chemical Company and Ballad Health (Holston Valley), and the community.
Tax + Investments Together
Most advisors don't do tax. We're a CFP® and Enrolled Agent — your plan and your return are coordinated.
Kingsport Financial Planning FAQ
Our Services in Kingsport
Every service is delivered with the same fiduciary commitment and local expertise.
Also Serving Nearby Communities
What Kingsport Area Clients Say
"David and his team are incredibly talented and exceptionally professional. My family will always use the services of Talley throughout our lives. 10/10"
Doyle C.
Tri-Cities, TN
"Love working with David and his team. His knowledge has helped me both with my business and personal finances. If you need help with anything, I highly recommend reaching out for a conversation."
Cody L.
Tri-Cities, TN
Testimonials are from current clients and reflect their individual experiences. These testimonials are not indicative of future results and should not be relied upon as a guarantee of any particular outcome.
Ready to Talk?
Schedule a free 15-minute Explore Call. No preparation needed — just an honest conversation about what's on your mind financially.