Johnson City, Tennessee
Thirty years of saving. Now it has to become a retirement paycheck.
Financial planning for the years around retirement. The plan, the investments, and the taxes, decided together at one table.
What most people walk in with
Good decisions, made at different times by different people.
Each one was made before the next one became visible.
Our work runs the other way around. We understand the whole picture first, then let it guide the investment, tax, estate, and cash-flow decisions together, for as long as they keep coming.
- Two 401(k)s and an IRA
- The CPA who files the return
- An old retirement projection
- Estate documents from years ago
- A Social Security statement
- A house, some cash, a pension question
Six good pieces, six different rooms. The same six pieces, on one table.
The question that usually starts it
Start with the one already on your mind.
The details differ, but the questions people arrive with are remarkably consistent. Each of these has a real answer.
Where the work has the most leverage
Also usually a fit
Everyone we tend to work withWhat happens next
Two conversations, then the Keystone Method.
Six months of work that ends with the decisions made and in motion. Flat fee, once, refundable in full at any point for any reason. What continues after is your call, and both paths are on the table from the first meeting.
- 01 Explore Call Fifteen minutes by phone. Bring whatever is on your mind.
- 02 Strategy session About an hour. Real answers to the questions you walked in with.
When providing fiduciary advice, we are legally and ethically bound to act in your best interest. Talley Wealth is independently owned. Every fee, in one place
Who you will be talking to
Two people, and both of them know your name.
Talley Wealth is an independent financial planning firm in Johnson City, Tennessee, led by David Talley, CFP®, ChFC®, EA.
-
David Talley, CFP®, ChFC®, EA
Founder and lead advisor
Every client works directly with David. The plan, the investments, and the tax strategy are his to get right.
-
Stephenee Carberry, FPQP
Practice Manager
Keeps everything moving between meetings, and is the fastest place to send a question or a document.
What Our Clients Say
“We never thought we needed a financial advisor until we went and spoke with David. He has a way of explaining our finances and relieving our anxiety about money. He led us down a very sensible path. So glad we found him and would highly recommend him to anyone needing answers for their financial planning needs.”
Pam D.
Tri-Cities, TN
“I am transitioning into retirement and my wife was wanting to move her retirement savings so we were looking for someone to help with the change and to manage things going forward. Thank goodness David and his team were recommended to us! They are without a doubt one of the best things to happen to us as we enter into this new phase of our lives. David's wisdom and expertise knows no bounds and his deep desire to help guide us down the best avenues to achieve our goals inspire total trust and confidence.”
Tim M.
Tri-Cities, TN
“I've been working with David and his team for about 2 years now. At just 29 years old, I feel so ahead of the game when it comes to financial competence and freedom. He doesn't just take my money and go — he makes sure that his plan is aligned to my personal goals and values and educates me at every step along the way. It's nice to not only be financially secure, but also financially confident — even during times like these!”
Alyssa G.
Tri-Cities, TN
Show More Reviews Show Fewer Reviews
“I've been working with David Talley for the past three months, and the experience has been outstanding. He has helped me make real progress in areas like tax strategies, debt payoff planning, cash flow management, and estate planning. David has a unique ability to uncover blind spots and provide clarity on where to focus, which has completely changed the way I view my financial decisions.”
Derrick N.
Tri-Cities, TN
“David Talley is an outstanding financial advisor who truly takes the time to understand your goals and explain everything in a way that's easy to grasp. His staff—Stephenee and Ashlynn—are just as impressive! They're incredibly kind, professional, and always on top of everything.”
Paul K.
Tri-Cities, TN
“We have worked with Talley Financial for a few years now. David does an outstanding job of breaking down financial and tax strategies for less technical people like ourselves. A trusted partner in our families future!”
Todd D.
Tri-Cities, TN
“David and his team are incredibly talented and exceptionally professional. My family will always use the services of Talley throughout our lives. 10/10”
Doyle C.
Tri-Cities, TN
“Love working with David and his team. His knowledge has helped me both with my business and personal finances. If you need help with anything, I highly recommend reaching out for a conversation.”
Cody L.
Tri-Cities, TN
“David has provided knowledgeable and insightful financial information to my wife and I since we started working with him. Not only is he dedicated to his profession but he truly cares about his clients. I would highly recommend him.”
Brian B.
Tri-Cities, TN
Testimonials are from current clients and reflect their individual experiences. These testimonials are not indicative of future results and should not be relied upon as a guarantee of any particular outcome.