A Smarter Structure for Every Financial Move
From financial planning to taxes and investments, these areas only make sense when viewed together. That’s why most clients start with the full picture before we go deeper into what matters most.
The Areas We Cover Along the Way
Most clients review each of these areas together as part of their initial Keystone Method™. We start broad, then focus deeper where it matters most.
Financial Planning
Organize accounts, cash flow, and savings into a clear framework. Connect day-to-day decisions with long-term goals.
Tax Strategy & Preparation
From proactive planning to in-house tax preparation, taxes are integrated into your plan. We also coordinate with outside CPAs when appropriate.
Investment Management
Focus on meaningful, long-term ownership of quality investments that align with your plan. Oversight emphasizes diversification, cost, and discipline — keeping portfolios tied to your goals rather than market noise.
Retirement Planning
Structure income, Social Security, and withdrawals within the context of your full financial picture. Gain clarity on how much you can spend and confidence it will last.
Estate Planning Guidance & Documents
Provide guidance and, where appropriate, prepare documents in-house to help align wills, POAs, titling, and beneficiaries - or coordinate with attorneys when needed.
Business Strategy
Discuss transitions such as succession, exit, or liquidity events. Connect business planning with personal wealth so both stay coordinated through major changes.
We Start With What Matters Most To You
Most people don't come to us asking for “everything.”
They come with a question, a transition, or a growing concern — and the sense that it’s time for something better.
Here are some common starting points:
"I want a plan I can trust."
I’ve done well, but I’m tired of guessing. I want someone to help me see the big picture and take action with confidence.
“I’m worried about taxes.”
I don’t want to miss something or make a costly mistake. I need proactive guidance—not just filing.
“Retirement's coming fast.”
I’m thinking about Social Security, cash flow, and what happens if the market drops. I need a plan that adapts.
“My estate plan needs attention.”
I know I need to revisit my estate documents. I want everything to be coordinated, up to date, and structured the right way.
Often begins with Estate Planning
"Do my investments make sense."
I’m not confident my portfolio fits where I’m headed. I want to know what I own, why I own it, and if it supports my bigger plan.
“My business is growing. So are the stakes.”
I’ve outgrown DIY. I want help making strategic decisions around taxes, structure, and long-term value.
Have questions? See common FAQs
Clarity starts with a conversation.
Schedule an Explore Call to see how the Keystone Method™ helps connect your taxes, planning, and investments.
Updated July 2025 • Written by David Talley, CFP®, EA
