Retirement Planning in Johnson City
Retirement Planning for Johnson City Families
Johnson City is growing — and so is the financial complexity for the people who live here. Whether you're a physician at Ballad Health, a professor at ETSU, or a business owner on State of Franklin Road, your financial plan should reflect your actual life here. At Talley Wealth, we're not a national call center. We're your neighbors. David Talley, CFP®, EA, has built this practice specifically to serve families in Johnson City and across the Tri-Cities.
Our retirement planning services are built for families and professionals in Washington County who want proactive, coordinated guidance — not a once-a-year check-in.
What's Included
- Retirement income projections and gap analysis
- Social Security timing optimization
- Roth conversion strategies to reduce future taxes
- Required Minimum Distribution (RMD) planning
- Pension analysis and election guidance
- Healthcare cost planning before and after Medicare
Why Johnson City Chooses Talley Wealth
Fiduciary Standard
We're legally required to act in your best interest. No commissions, no product quotas, no conflicts of interest.
Serving Washington County
We know Johnson City's employers — Ballad Health, ETSU — and we understand the local economy.
CFP® + Enrolled Agent
Most advisors outsource tax. We do it in-house. Your financial plan and tax return are coordinated from day one.
Retirement Planning FAQ
Other Services in Johnson City
Also Serving Nearby Communities
What Johnson City Clients Say
"Very pleased with the relationship built with David and team at Talley Financial. David has provided timely advice, answered my multiple questions with patience and knowledge, and has provided a well structured retirement plan to meet my family's needs."
Mark S.
Tri-Cities, TN
"David and his staff have been great to work with. The process he walked through to get to know me was a comfort. Understanding who I am, where I've been and where I want to go requires more than just reviewing financial information and he worked to learn."
Morris B.
Tri-Cities, TN
Testimonials are from current clients and reflect their individual experiences. These testimonials are not indicative of future results and should not be relied upon as a guarantee of any particular outcome.
Ready to Talk?
Schedule a free 15-minute Explore Call. No preparation needed — just an honest conversation about your retirement planning needs.