Your Knoxville Financial Advisor
Why Work With a Local Financial Advisor?
Knoxville is more than a college town — it's a growing metro with university employees navigating pension decisions, TVA workers coordinating federal benefits, and entrepreneurs building in one of Tennessee's most dynamic markets. David Talley, CFP®, EA, is a season ticket holder at Neyland Stadium and is in Knoxville most Saturdays in the fall. He knows this city, loves this city, and has built relationships with UT alumni and Knoxville professionals who want a financial advisor that feels like a neighbor — not a call center.
What We Help Knoxville Clients With
- Retirement planning for UT and TVA employees
- State pension and optional retirement plan coordination
- Tax planning leveraging Tennessee's no-income-tax advantage
- Investment management for growing Knoxville professionals
- Business planning for Knoxville entrepreneurs and startups
- Estate planning for Knox County families
A UT Professor Navigating Retirement Timing and Multiple Income Streams
The Situation
A University of Tennessee employee approaching retirement has a state pension, an Optional Retirement Program balance, a rental property generating passive income, and a spouse still working part-time. They need to coordinate pension election timing, Social Security claiming strategy, and Roth conversions across two different retirement timelines.
How We Might Approach This
We might start by modeling the pension election — comparing the lifetime income under different payout options. Then we'd coordinate the spouse's Social Security claiming strategy with the primary earner's pension start date, identify Roth conversion opportunities during the gap years between retirement and age 72, and ensure the rental property income is structured tax-efficiently alongside the other retirement income sources.
This is a hypothetical example for illustrative purposes only. Individual results vary. Talley Wealth Management does not guarantee any specific outcomes.
What Sets Us Apart in Knoxville
Fiduciary & Independent
We're legally required to act in your best interest, and we're not captive to any bank or insurance company.
Locally Rooted
We know Knox County, the local employers like University of Tennessee and Tennessee Valley Authority (TVA), and the community.
Tax + Investments Together
Most advisors don't do tax. We're a CFP® and Enrolled Agent — your plan and your return are coordinated.
Knoxville Financial Planning FAQ
Our Services in Knoxville
Every service is delivered with the same fiduciary commitment and local expertise.
Also Serving Nearby Communities
What Knoxville Area Clients Say
"David and his team are incredibly talented and exceptionally professional. My family will always use the services of Talley throughout our lives. 10/10"
Doyle C.
Tri-Cities, TN
"Love working with David and his team. His knowledge has helped me both with my business and personal finances. If you need help with anything, I highly recommend reaching out for a conversation."
Cody L.
Tri-Cities, TN
Testimonials are from current clients and reflect their individual experiences. These testimonials are not indicative of future results and should not be relied upon as a guarantee of any particular outcome.
Ready to Talk?
Schedule a free 15-minute Explore Call. No preparation needed — just an honest conversation about what's on your mind financially.